Guide To Health Insurance.org

About Horizon Blue Cross Blue Shield of New Jersey

Horizon Blue Cross Blue Shield of New Jersey has been servicing nearly three million New Jersey residents since its inception in 1932, offering health care products and services. Individuals, families, and companies have various options, including managed care, Medicare, and traditional health care plans that are available to residents of Northern, Central, and Southern New Jersey. Blue Cross and Blue Shield were two different service companies until they merged in 1987 and formed a comprehensive health care company that is headquartered in Newark.

Horizon Blue Cross Blue Shield Plans

Blue Cross Blue Shield of New Jersey offers an array of plans, all with varying provisions. Some of these include:

• Horizon Basic Plan A/50 -- This is a deductible-based plan where members can seek medical care from any provider. Non-network providers may also be visited, but at a higher out-of-pocket cost.
  
  
• Horizon Traditional Plans B, C, and D -- Traditional plans that allow members to choose from deductibles of $500 to $2,500 with co-payments that change depending on the member's choice of deductible. In-network providers are covered for a lower out-of-pocket rate than non-network providers.
  
  
• Horizon MSA Companion/High Deductible Plans C and D -- Traditional health plans combined with Medical Savings Accounts. Members can choose from a range of deductibles.
  
  
• Horizon HMO -- A health maintenance organization (HMO) plan. Members much choose a primary care physician (PCP) from among more than 10,000 doctors across New Jersey.
  
  
• Traditional Indemnity Plans -- A plan that reimburses members for care after their deductibles have been met.
  
  

Horizon Blue Cross Blue Shield Headquarters

Horizon Blue Cross Blue Shield of New Jersey is located at Three Penn Plaza East, Newark, New Jersey 07105.