About Midwest Security
With offices around the great lakes, Midwest Security focuses on providing healthcare for small and mid-sized employers. Since its formation in 1974, Midwest Security has become a leader in the states of Wisconsin, Michigan, Indiana, Iowa, Ohio, and Illinois. Some of its services include Preferred Provider Organizations (PPO), dental plans, term life insurance, and short-term disability insurance.
However, in 2002, Midwest Security was acquired by UnitedHealthcare, a division of UnitedHealth Group. Today, it is part of a giant corporation that serves over 65 million Americans. Even with its corporate changes, Midwest Security continues to maintain its local community feel. It hosts a 5K run on its headquarters in order to raise funds for the American Cancer Society. Midwest Security also sponsors the Boys and Girls Club, as well as Adopt-a-Family for needy families.
Midwest Security Plans
Although it is a smaller company, Midwest Security still offers a myriad of plans throughout its coverage area.
- Select Coverage 80%/60% Nebraska - A PPO Network covering members in Nebraska. Annual deductibles range from $250 to $2,500. For in-network treatment and office visits, including urgent and routine care, coverage is typically 100 percent after the co-payment. There is, however, a $500 maximum for routine examinations such as mammograms. For out-of-network, most services are covered 60 percent after the deductible has been covered. Hospital services are covered 80 percent in network and 60 percent out-of-network after deductible. For medication, co-payments can range anywhere from $10 to $50.
- Select Coverage 2000 90%/70% Iowa/Illinois - This is a PPO plan for Iowa and NW. Illinois. Deductibles range from $250 to $5000. For office visits, this plan covers 90 percent of costs after the deductible has been met for in-network care. Out-of-network coverage is 70 percent for most services, after the deductible has been met. Medications are covered, after a co-payment that ranges from $10 to $50.
- Classic One 90%/70% - This is a PPO plan for Wisconsin and Ohio. Deductibles range from $250 to $5000. Office visits are covered 90 percent after the deductible for in-network care, and 70 percent after the deductible for out-of-network care. There is also a $50 co-payment for emergency care in-network, $75 for out-of-network emergency care. Medications are covered with a co-payment of $10 to $50 dollars. For drugs with a generic equivalent, members also pay the difference in cost between the generic and brand name, if they choose a brand name drug.
Midwest Security Headquarters Midwest Security is located at 2700 Midwest Drive Onalaska, WI 54650, (608) 783-7130 or (800) 542-6642.
