How can I get a similar plan that I have through my company group plan?

Diane Lane asks:

Question

I have a health insurance through my company plan. I would like to get the same plan on my own and pay around the same amount per month that I pay now.

Answer

A lot of what you are asking would depend on the insurance company that provides group plan for your company that you work for and it would depend on your state laws.

First your health insurance company has to offer individual health insurance plan in your stat.

Second in most cases you will pay more for the similar plan that you have through your work. Since your company is paying for the portion of health insurance.

Third you would have to qualify medically. That means you will have to have great health to be approved for individual health insurance plan.

Submitted by thebeacon on Wed, 04/02/2008 - 18:27.

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